Additional Services

Mortgages

Our advisers have access to a wide range of exclusive mortgage deals that you will not find on the high street. From your initial mortgage enquiry, they will assign you your own dedicated adviser who will then guide you through the entire mortgage and house-buying process. Your adviser’s job is to ensure that you understand all aspects of the transaction and that things run as smoothly and efficiently as possible for you.

All advice on mortgages and financial services is provided by our recommended advisers who are ‘Whole of Market’ mortgage specialists.

Our advisers have years of experience so let us take care of it all for you!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Conveyancing

Selling or buying a property is a legal process where both the seller and buyer appoint a legal representative to act for them and ensure that their interests and those of any lending institution are protected.

Good communication and a proactive, solution conscious approach is required to help a transaction reach a successful conclusion.

Our experience has enabled us to identify the best conveyancers and we would be pleased to discuss with you and agree the best option for your circumstances.

Surveys

When buying a property it is prudent to have a survey undertaken to ensure that you are aware of the properties condition and any repair liabilities that may exist.

If you are arranging a mortgage, your lender will require a valuation report but this is not a survey or report on condition.

There are different levels of survey that can be undertaken and we shall be pleased to advise and arrange both a quotation and for an inspection and report to be carried out.

EPC Assessment

When selling or letting a property it is a legal requirement to have an Energy Performance Certificate (EPC) in place at the time of marketing. An EPC provides a rating showing the energy efficiency of the property and is valid for ten years.

Our qualified Domestic Energy Assessors can inspect and produce certificates at short notice.

Clients selling a property with HoldenCopley benefit from the provision of a FREE EPC within our comprehensive marketing package.

Legionella Assessment

Landlords of residential accommodation (housing, flats etc.) have legal responsibilities for combating and preventing Legionnaires Disease. Health and Safety legislation requires that landlord’s carry out Legionella risk assessments for the Legionella bacteria which cause the potentially fatal Legionnaires’ disease.

Most domestic rented premises will be low risk but as it is a potentially fatal disease it is important that you risk assess your rented residential premises.

Our assessors can carry out the required risk assessment and report on whether any actions are needed to be undertaken.

Virtual Property Tours

Virtual property tours offer a unique way of showing your property online.

Our trained staff are able to produce multi room virtual tours at short notice.

Selling clients of HoldenCopley benefit from our 360° virtual tours which are invaluable in generating high quality enquiries from prospective buyers who appreciate the ability to “walk through” a property rather than just rely on static photography.

Refurbishment Services

Our years of experience and our relationships with approved contractors mean that we are well placed to advise clients on refurbishment plans including extensions. We can also obtain costings and project manage the works being implemented.

Crucially, we are able to advise on maximising the returns on a property and the suitability of any proposals.

Insurances

Our advisers have access to a wide range of exclusive insurance products that will provide peace of mind.

Buildings cover is essential for all property owners and landlords need to ensure that their policies are appropriate for properties that are let.

Rent guarantee insurance will provide income replacement should a tenant default.

Contents cover for both owner occupiers and tenants can protect the value of contents against damage or theft and can be extended to include items outside the home.

Our advisers have years of experience so let us take care of it all for you!